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Conveyancing quote for Transfer Of Equity

Need a conveyancing quote for Transfer Of Equity? Simply fill in the form below and press calculate, within 30 seconds you will see competitive quotes from leading UK conveyancing solicitors. If you are interested in using the service simply click the "instruct" button.

Consideration: * Postcode (if known):
Tenure: Names to add:
*Consideration is the amount of equity to be removed / added.

What is transfer of equity?

Dictionary definition:

Equity: The residual value of a business or property beyond any mortgage thereon and liability therein.

Transfer: 1. To convey or cause to pass from one place, person, or thing to another, To make over the possession or legal title of.

When you look at it that way it can seem quite confusing.

Equity is simply the real value of your property to you. First they look what the value of your property is… I.E £250,000 and then they look at how much is left on your property mortgage I.E £150,000. If this were the case then your equity would be £100,000.

Transfer is simply when the ownership of this equity is changed. This is usually when a property is joint owned by 2 people and this partnership is split up. One of the partners leaves the property and transfers any interest that they may have in the property to the partner that stays in the house. The most common occurrence for this is divorce.

Read more on What is Transfer of equity

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Bankruptcy Search – A search made by the conveyancers to check whether a buyer or a borrower has been, is, or is about to be declared bankrupt.

Hips - From August 2007 it is now compulsory for anyone wishing to place a property for sale on the open market to compile a Home Information Pack, to include details of the title, local and water searches and replies to standard enquiries.

Completion Date – This is the date when the purchase becomes final and the Purchase Price is paid by the buyer’s conveyancer and received by the seller’s conveyancer. The seller must move out of the property on this date. The keys are released to the buyer and they may move into the property.

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